The Macroeconomics of Health Savings Accounts
نویسندگان
چکیده
منابع مشابه
The Macroeconomics of Health Savings Accounts (HSAs) or Medical Savings Accounts (MSAs)
We use an OLG model with heterogenous agents who choose how much to spend on their health under health uncertainty in order to study the effect of transitioning from a system with private health insurance for young agents and Medicare for old agents to a system with health savings accounds (HSAs) for young agents and Medicare for the old. We focus on possible cost savings, the effects on output...
متن کاملThe Macroeconomics of Health Savings Accounts (Preliminary and Incomplete)
We use an OLG model with heterogenous agents where agents can choose between a low deductibleand a high deductible health insurance. In addition, they can save tax free in a health savings account (HSA) if they choose the high deductible insurance. We study the effect of transitioning from a system with private health insurance for young agents and Medicare for old agents to a system with HSAs ...
متن کاملThe Macroeconomics of Health Savings Accounts: Supplementary Document
This is the supplement to the paper “The Macroeconomics of Health Savings Accounts” by the same authors. We present a short history of Health Savings Accounts (HSAs), describe the solution algorithm, and illustrate details about the estimation technique for the Markov transition matrices of the health shocks. JEL: H51, I18, I38,
متن کاملHealth Savings Accounts
2/9/06 2:08:34 PM Health savings accounts, or HSAs, are a new health insurance option that became available in 2004. HSAs couple a tax-preferred savings account (the HSA) with high-deductible health insurance. Enrollees or their employers, or both, make tax-free contributions to the HSA. Enrollees use the funds in their HSAs to purchase medical care until they reach their deductibles. At that p...
متن کاملHealth savings accounts and health care spending.
OBJECTIVE The impact of consumer-driven health plans (CDHPs) has primarily been studied in a small number of large, self-insured employers, but this work may not generalize to the wide array of firms that make up the overall economy. The goal of our research is to examine effects of health savings accounts (HSAs) on total, medical, and pharmacy spending for a large number of small and midsized ...
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ژورنال
عنوان ژورنال: SSRN Electronic Journal
سال: 2008
ISSN: 1556-5068
DOI: 10.2139/ssrn.1024556